Why Us?

When advice can help

• You’ve been made redundant or are changing jobs
• You have a portfolio and you’re looking to build a strategy or plan
• You don’t have the time of knowledge to manage your portfolio on an ongoing basis
• You’ve received an inheritance, windfall or some lump sum
• You’re new to investing and want to turn your savings into investments
• You’ve a complex financial situation
• You’re nearing retirement
• You want to make sure your family is protected if something happens to you or your partner
• You’re getting a divorce, or have suffered the death of your partner
• You’re starting a new business
• You’re planning a major life change such as marriage, having a family or moving house

The six step financial planning process

Step 1 - Gather financial data
So we can fully understand your current financial situation, we gather as much information as possible including details on your income, debt level and other commitments.

Step 2 - Identify your goals
Make sure you clearly define your needs and goals at your first meeting with a financial adviser.

Step 3 - Identify any financial issues
By considering your current financial situation and understanding your goals, a financial adviser will identify any deficiencies between where you are now and where you want to be.

Step 4 - Preparing your financial plan
Your financial adviser will identify and compare recommended investments and address your attitude to risk.

Step 5 - Implementing your financial plan
When you’re ready to implement your plan, a financial adviser will show you how to put your plan into action.

Step 6 - Reviewing and revising your plan
For most people, their financial plan is the start of a long-term relationship with their financial adviser. To ensure your plan stays up-to-date and relevant to the economic climate and your changing lifestyle and goals, you should:

• review it annually
• keep an eye on your investments
• review the advice with your adviser if major changes occur in your circumstances